Last updated: June 8, 2026

These Terms of Use ("Terms") govern your access to and use of https://boknowscredit.com and the services offered by DB Enterprise LLC ("DB Enterprise", "we", "us", or "our"). By using the site or our services, you agree to these Terms. If you do not agree, please do not use the site or services.

1. Acceptance of terms

By accessing and using this site, you accept and agree to be bound by these Terms and our Privacy Policy.

You must be at least 18 years old to use this site and our services. By using them, you confirm that you are 18 years of age or older.

2. Services

DB Enterprise offers credit consulting, tradeline brokerage, business funding facilitation, real estate consulting, business coaching, educational products, and affiliate offers. Specific terms for each service are provided at the time of engagement.

3. No guarantees

DB Enterprise makes no guarantees regarding specific credit score outcomes, funding approvals, or financial results. All work is performed in good faith using lawful, industry-standard methods.

4. Payments and refunds

Pricing for services is provided in writing prior to engagement. Refund eligibility varies by service and is governed by the agreement signed at engagement.

5. Affiliate disclosures

This site contains affiliate links to third-party services. DB Enterprise may receive compensation when you sign up or purchase through these links. We only recommend products we use or believe in.

6. SMS text messaging terms

These SMS terms govern your participation in the DB Enterprise text messaging program (the "Program"). By providing your mobile number and opting in, you agree to these terms. The Program complies with the TCPA, the CTIA Messaging Principles and Best Practices, and A2P 10DLC requirements.

Eligibility: you must be 18 years of age or older to opt in to the Program.
Program description: a mixed program of non-marketing messages (appointment reminders, booking confirmations, account and service updates, and customer service replies) and, with your separate consent, marketing messages (special offers, program updates, and event invitations).
Message frequency: varies.
Cost: message and data rates may apply.
Opt-out: reply STOP at any time to cancel. We will send a confirmation, and you will receive no further messages unless you opt in again.
Help: reply HELP, or contact [email protected] or (719) 319-8080.
Carrier disclaimer: carriers are not liable for delayed or undelivered messages.

SMS consent and your mobile information are not shared with third parties or affiliates for marketing or promotional purposes. See our Privacy Policy for full details.

7. Limitation of liability

To the maximum extent permitted by law, DB Enterprise, its owners, employees, and affiliates are not liable for indirect, incidental, or consequential damages arising from use of the site or services.

8. Privacy

Your use of our services is also governed by our Privacy Policy, which explains how we collect, use, and protect your information.

9. Changes to these terms

We may update these Terms. The "Last updated" date above reflects the latest revision, and continued use of the site indicates acceptance.

10. Contact us

DB Enterprise LLC
2705 ST PETERS HOWELL RD STE D, Saint Peters, MO 63376
Email: [email protected]
Phone: (719) 319-8080